Interfaith Housing Alliance (IHA) is a leading nonprofit affordable housing provider in central and western Maryland. We provide services in Allegany, Carroll, Frederick, and Washington counties in Maryland, as well as Franklin County in south-central Pennsylvania. IHA strengthens communities by providing affordable housing opportunities and supportive services to improve the quality of life and economic stability for seniors, working families, and individuals. Over the past twenty-plus years, IHA has produced more than 1,100 units of affordable housing and has invested over $150 million in the communities we serve through public and private partnerships.
IHA owns and manages the following affordable rental housing communities:
• Penn Avenue Townhomes: 25 lease-to-own townhomes in Cumberland, MD
• Natelli Manor: 12 family apartments in Frederick, MD
• Union Village: 20 two-story family apartments in Westminster, MD
• Washington Ridge: 28 family apartments in Frostburg, MD
• Washington Square: 32 two-bedroom senior apartments in Chambersburg, PA which includes our Growing Stronger Program to encourage residents, especially those with chronic disease, to make healthy food choices, exercise regularly, and to measure their blood pressure and glucose levels as often as necessary to maintain good health and to prevent additional health problems.
• Weinberg House: 23 one-bedroom senior apartments in Frederick, MD
Currently under construction: Oakwood Family Homes, a 22 single-family home community, in Glen Burnie, Maryland. These 3-bedroom lease-to-own homes will be available in November 2013.
IHA’s Purchase-Repair Homeownership Program provides affordable homeownership opportunities to low and very low income families and individuals. Program participants receive free technical assistance from IHA through the entire homeownership process, from credit repair and budgeting counseling, preparing the loan application, locating and placing an appropriate home under contract, how to repair and maintain their home, as well as on-going post-purchase counseling to eliminate any chance of foreclosure in the future. The entire community benefits by revitalizing neglected communities, reusing infrastructure and preserving existing housing.
The Housing Matters program provides affordable housing opportunities, financial education, and housing counseling services for the working poor, seniors on fixed incomes, and individuals or families with disadvantages and/or disabilities, to give them the knowledge and resources they need to achieve economic stability and a higher quality of life.
Financial education and housing counseling is crucial toward making a difference in the lives of residents who are at risk of losing their homes through foreclosure, vulnerable to identity theft and debt reduction scams, and/or unable to create and manage household budgets that foster credit reduction and asset building, such as home ownership.